Not available in all states. When you choose an On Your Side Auto Repair Network® facility, you can get a written guarantee on your car repairs. 1 With our On Your Side Claims® Service, you also get personal service like the On Your Side® Review, an annual check-in with your insurance Toyota ist 2009 in kenya professional to review your coverage. Do it all from your desktop, tablet or smartphone. When you bundle your auto insurance with other policies, such as homeowners, renters or life insurance, you may be eligible for a multi-policy discount of up to 20%.
Making auto insurance more affordable Roadside Assistance coverage may even be available when you and your family household members are passengers in someone else’s vehicle, or during a roadside emergency in which your vehicle is disabled. SmartMiles includes a base premium plus a variable premium based on the coverages in force and the days and miles driven. Coverage requirements will vary based on your financial responsibility for your car and your state’s requirements. If you cause an automobile accident that results in injuries, bodily injury protects you by paying for damages you may become legally liable for as a result of the accident, including medical bills and loss of income for the injured party.
The enrollment discount applies during data collection; the final discount is calculated according to driving behavior and could be zero. And with multi-policy and other discounts, such as the SmartRide® and SmartMiles® usage based programs, you get peace of mind and value. If an uninsured or underinsured driver causes an accident that results in property damage and/or bodily injury, uninsured motorist coverage may help pay for damage and medical costs for you and your passenger(s). Choosing auto insurance options can feel complicated. Such terms and availability may vary by state and exclusions may apply.
Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. This is the portion of a claim that you pay. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Also known as “other than collision,” this coverage can help pay for damage to your vehicle from vandalism, theft, weather events and accidents involving animals. Stated discounts are approximations.
Often a policy that has a lower premium may have a higher deductible or less coverage.  SmartMiles: Availability varies. All states require some degree of insurance for your vehicle to protect you and other motorists. The final discount applies at the next policy renewal and is subject to change based on actuarial support at subsequent renewals or with changes in drivers or vehicles on the policy. Stay protected and stay legal.
Simplify your life and save money. In times of need, we stand by you. The same great coverage but with a flexible monthly rate that’s based on how many miles you drive.
4 For more definitions, visit our auto insurance glossary. Discounts may not be applied to all policy coverages. When comparing quotes, it’s important to make sure you’re getting the same value.
A higher deductible amount will lower your insurance premiums but increase your costs if there’s an accident. Also, replacement of any defective alternative parts identified on an appraisal and used in a covered repair are guaranteed for as long as you own or lease your repaired vehicle. View and print ID cards & policy documents, request changes to your coverages, make payments or start or check on a claim.  Work performed at an On Your Side® Auto Repair Center includes a guarantee on the workmanship of the appraised and completed repairs for as long as you own or lease your vehicle.  SmartRide: Availability varies; program criteria differ in California.
To get a true one-to-one comparison, review the details of each auto policy carefully to understand what it does—and does not—include. Collision, comprehensive, liability, medical payments and more. We’re here to help you understand the ins and outs, so you can be confident you have the right protection. Avoid the impact of a rate increase after an accident.
2 Once you have two policies with the same or very similar coverages, you’ll have an accurate cost comparison. Earn an instant 10% discount when you enroll. Get a quote today by clicking Start your quote above or by calling 1-877-669-6877. The more safely you drive, the more you could save – up to 40%.
3 Liability is the legal obligation or responsibility for any injury or damage suffered by another person.
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p>Auto insurance from Nationwide gives you peace of mind. Gap insurance may help you cover the “gap” between what you owe on your car and your car’s actual cash value. If you drive less, pay less. Auto insurance isn’t only great protection for your vehicle, it’s also the law. Regardless of who’s at fault, collision can pay for damage to your vehicle if you hit another vehicle or object, another vehicle hits you, or your vehicle rolls over.
Some states even require you to have liability insurance before you even get a license.